PayGate Documentation

PayGate is a payment infrastructure for Ghana that enables businesses to accept Mobile Money payments, process payouts, and manage subscriptions with a single integration.

Key Features

• Mobile Money Payments - Accept payments from MTN Mobile Money, Telecel Cash, and AirtelTigo Money
• Subscriptions - Create recurring billing plans and manage customer subscriptions
• Payouts - Send money to any mobile money wallet or bank account in Ghana
• Webhooks - Get real-time notifications for payment events
• Developer-First - Beautiful SDKs, comprehensive docs, and sandbox environment

Quick Example

Here's a simple example of creating a payment using our Node.js SDK:

import PayGate from '@paygate/node'

const paygate = new PayGate('sk_test_...')

// Create a payment
const payment = await paygate.payments.create({
  amount: 5000,
  currency: 'GHS',
  payment_method: 'mobile_money',
  provider: 'mtn',
  phone: '0241234567',
  description: 'Order #1234'
})

console.log(payment.id) // pay_abc123...

API Overview

The PayGate API is organized around REST. Our API has predictable resource-oriented URLs, accepts JSON-encoded request bodies, returns JSON-encoded responses, and uses standard HTTP response codes, authentication, and verbs.

Base URL

Authentication

Authenticate your API requests by including your secret API key in the Authorization header:

Authorization: Bearer sk_live_your_api_key_here

Next Steps