Now supporting all mobile money providers

Paymentsinfrastructurefor Ghana

Accept Mobile Money payments, process payouts, and manage subscriptions with a single integration. Built for developers, trusted by businesses across Ghana.

1.2%

per transaction

99.9%

uptime SLA

<2s

avg. response

index.js
import PayGate from '@paygate/node';

const paygate = new PayGate('sk_live_...');

const payment = await paygate.payments.create({
  amount: 5000,
  currency: 'GHS',
  provider: 'mtn',
  phone: '0241234567'
});

Trusted by innovative businesses across Ghana

Company 1
Company 2
Company 3
Company 4
Company 5
Everything you need

Built for modern businesses

From accepting your first payment to managing complex subscriptions, PayGate has you covered.

Mobile Money

Accept payments from all networks

Accept payments from MTN Mobile Money, Telecel Cash, and AirtelTigo Money with a single integration. No need to manage multiple provider relationships.

Single API for all networksReal-time payment confirmationAutomatic reconciliation

Total Balance

GHS 12,450

MTN
TC
AT
+GHS 100
+GHS 200
+GHS 300

Recurring Payments

Automate your billing

Create subscriptions and automatically charge customers on a schedule. Handle renewals, upgrades, downgrades, and cancellations with ease.

Flexible billing cyclesProration handlingDunning management
Monthly$29
Quarterly$79
Annual$299
Custom$...

Instant Payouts

Send money anywhere

Send money to any mobile money wallet or bank account in Ghana. Track payout status in real-time with webhooks and detailed reporting.

Instant mobile money transfersBank account payoutsBulk disbursements

PayGate

GHS 50K

MTN MoMo
Bank
Telecel

Advanced Analytics

Insights that matter

Get deep insights into your payment data with detailed reports, interactive charts, and exportable data. Make data-driven decisions.

Revenue dashboardsCustomer analyticsConversion tracking

Total Revenue

GHS 124,500

+24.5%

Txns

2,847

Users

1,204

Avg

GHS 43

Bank-Grade Security

Security you can trust

Your data is protected with end-to-end encryption. We are PCI DSS compliant and follow industry best practices for data protection.

End-to-end encryptionPCI DSS compliantFraud detection

Developer-First

Built for developers

Beautiful SDKs for Node.js, Python, PHP, and Go. Comprehensive documentation, webhooks support, and a sandbox environment for testing.

RESTful APIsMultiple SDKsWebhook support
payment.ts
import PayGate from '@paygate/sdk'
const payment = await
paygate.create({
amount: 10000,
currency: 'GHS'
})
Payment: pay_abc123
Simple integration

Start accepting payments in minutes

Our developer-friendly APIs and SDKs make integration a breeze. Go from signup to accepting payments in under 10 minutes.

01
Integrate

Step 01

Integrate

Add PayGate to your app with just a few lines of code. Our SDKs support Node.js, Python, PHP, and Go.

  • Simple REST API
  • Multiple SDKs
  • Sandbox testing
02
Accept Payments

Step 02

Accept Payments

Start accepting Mobile Money payments from customers across Ghana. Support for MTN, Telecel, and AirtelTigo.

  • All networks
  • Instant confirmation
  • Auto reconciliation
03
Get Paid

Step 03

Get Paid

Receive payouts directly to your bank account or mobile money wallet. Fast settlements, low fees.

  • Fast settlements
  • Low fees
  • Real-time tracking

Join 500+ businesses already using PayGate

Transparent pricing

Simple, pay-as-you-go

No setup fees. No monthly fees. No hidden costs. Only pay when you get paid.

Standard Rate
1.2%

per successful transaction

MTN • Telecel • AirtelTigo

Fraud protection
Real-time webhooks
Fast settlements

Free to integrate • No credit card required

Payments

1.2%

Accept Mobile Money payments from customers across Ghana

  • MTN Mobile Money, Telecel Cash, AirtelTigo Money
  • Real-time payment notifications
  • Instant settlement available

Payouts

1.0%

Send money to any mobile wallet or bank account

  • Mobile money payouts
  • Bank account transfers
  • Batch payouts

Billing

0.5%

Recurring payments and subscription management

  • Recurring billing
  • Usage-based pricing
  • Invoicing

Processing over GHS 500,000/month?

Contact us for volume discounts
Customer Stories

Loved by businesses across Ghana

Join hundreds of companies that trust PayGate to power their payments.

“PayGate has transformed how we handle payments. The integration was seamless, and our customers love the Mobile Money option. We've seen a 40% increase in successful transactions.”

KA

Kwame Asante

CEO, TechHub Ghana

“The developer experience is fantastic. Clean APIs, excellent documentation, and the SDKs work flawlessly. We went from zero to production in less than a day.”

AS

Ama Serwaa

CTO, E-Shop GH

“Finally, a payment solution built for Ghana! The subscription billing feature saved us months of development time. Highly recommend for any SaaS business.”

KM

Kofi Mensah

Founder, CloudServe Africa

Trusted by 500+ businesses
TechHub
E-Shop
CloudServe
PayNow
GhanaPost
Now available in Ghana

Ready to transform your payment experience?

Join hundreds of businesses across Ghana who trust PayGate for their payment processing. Get started in minutes with our developer-friendly APIs.

500+

Businesses

GHS 50M+

Processed

99.9%

Uptime