Average Delivery Time
Success Rate
Daily Limit
Networks Supported
Powerful payout capabilities
Everything you need to send money at scale
Instant Delivery
Funds arrive in recipients' Mobile Money wallets within seconds.
Bulk Payouts
Send payments to thousands of recipients with a single API call.
Secure & Compliant
Bank-grade security with full audit trails for compliance.
All Networks
Send to MTN, Telecel, and AirtelTigo Mobile Money wallets.
Detailed Reporting
Track all payouts with comprehensive reports and exports.
Real-time Status
Webhook notifications for instant payout status updates.
Use cases
Payouts for every business need
Marketplace Payouts
Pay sellers, drivers, or service providers instantly when they complete a transaction.
Refunds
Issue refunds directly to customers' Mobile Money wallets automatically.
Salary & Wages
Disburse payroll to employees across all mobile money networks.
Rewards & Cashback
Send promotional payments, referral bonuses, and cashback rewards.
Simple integration
Send single payouts or batches with clean, simple APIs
Single Payout
// Send a single payout
const payout = await paygate.payouts.create({
amount: 10000, // GHS 100.00
currency: 'GHS',
recipient: {
phone: '+233241234567',
network: 'mtn',
name: 'John Doe'
},
description: 'Rider earnings - Order #5678',
metadata: {
riderId: 'rider_123',
orderId: '5678'
}
});
// Payout sent instantly!
console.log(payout.status); // 'completed'Bulk Payouts
// Send bulk payouts
const batchPayout = await paygate.payouts.createBatch({
payouts: [
{
amount: 15000,
recipient: { phone: '+233241111111', network: 'mtn' },
description: 'Weekly earnings'
},
{
amount: 12000,
recipient: { phone: '+233242222222', network: 'telecel' },
description: 'Weekly earnings'
},
// ... hundreds more
]
});
console.log(batchPayout.totalAmount); // 27000
console.log(batchPayout.successCount); // 2How payouts work
Fund your balance
Add funds to your PayGate payout balance via bank transfer or Mobile Money.
Send payout
Use our API or dashboard to send payouts to any Mobile Money wallet.
Instant delivery
Recipient receives funds in their Mobile Money wallet within seconds.