All major networks supported
Reach every mobile money user in Ghana with one integration
MTN Mobile Money
Ghana's largest mobile money network
60%+
market share
Telecel Cash
Fast-growing mobile money service
25%+
market share
AirtelTigo Money
Reliable mobile money option
15%+
market share
Everything you need to accept payments
Powerful features to help you accept payments and grow your business
All Mobile Money Networks
Accept payments from MTN Mobile Money, Telecel Cash, and AirtelTigo Money with a single integration.
Instant Confirmation
Get real-time payment confirmations via webhooks. No waiting, no polling.
Fraud Protection
Machine learning-powered fraud detection protects you from fraudulent transactions.
Hosted Checkout
Use our pre-built, mobile-optimized checkout pages or build your own with our APIs.
Real-time Analytics
Track payments, conversion rates, and revenue in your dashboard.
Developer-Friendly
Clean REST APIs, SDKs in multiple languages, and comprehensive documentation.
Multiple ways to integrate
Choose the integration method that works best for your business
Hosted Checkout
Redirect customers to our secure, mobile-optimized checkout page. Zero code required.
Checkout Sessions API
Create payment sessions server-side and redirect customers to complete payment.
Direct API Integration
Full control over the payment flow. Build a completely custom experience.
Simple, clean APIs
Our APIs are designed to be intuitive and easy to use. Create a payment in just a few lines of code.
- RESTful API design
- SDKs for Node.js, Python, PHP, and Go
- Comprehensive documentation
- Test mode for development
// Create a payment with PayGate
const payment = await paygate.payments.create({
amount: 5000, // GHS 50.00
currency: 'GHS',
customer: {
phone: '+233241234567',
network: 'mtn'
},
description: 'Order #1234',
metadata: {
orderId: '1234'
}
});
// Payment initiated, customer will receive prompt
console.log(payment.id); // pay_abc123
console.log(payment.status); // pending